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Year : 2007  |  Volume : 5  |  Issue : 10  |  Page : 7-16

Health Insurance in India: A Review

Department of Community Dentistry, Vishnu Dental College, Bhimavaram, Andhra Pradesh, India

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Health insurance has become a necessity in today's world considering the constant rise in the cost of medical care. The escalating cost of medical treatments is beyond the reach of the common man. In the current debate on health security for the poor, health insurance is made out to be panacea for all the ills facing the poor. But less than 10 % of the population had some form of health insurance coverage. Insurance schemes like Mediclaim, Jan Arogya Bhima policy including recently announced Community based health insurance policies are not successful because the existing health insurance schemes are indemnity based products. lbis review describes the various existing health insurance policies, proposals and possible strategies for better policies in the future.

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